Financing
Our preferred lending team is dedicated to guiding you through every stage of your home purchase. Consider us your personal resource for all your questions—large or small—and count on us to answer with a smile and a positive attitude every time.
6 Steps to Your New Home
1. Which Financing Option is Best for You?
Whether you’re a first time home buyer or you’re already familiar with the process, selecting the best financing option for your home can be challenging. Not all homes, or home loans, are the same. We’re here to help you make the most informed decision to ensure that you choose a loan that makes the most sense for you.
2. Become Pre-qualified
At MCQ Builders, we’re here to help you understand what you can afford without negatively impacting your financial security. We know you’ll likely have many questions about the process, from your credit score and budgetary needs to the prequalification process. Our preferred lenders have decades of experience to help home buyers like you make informed financial decisions. At MCQ Builders, we’re dedicated to helping you break down the monthly payment estimates for your new home, including property tax, HOA dues and insurance, so that there are no surprises along the way. In other words, we have your back, always.
3. Select Your Home
Once you become pre-qualified, we’ll be ready to help you design the right home for you and your family. Schedule an appointment with us and learn more about the incredible features already included in our base price, as well as specific upgrades to make your home stand out from the rest! Rest assured, we’ll ensure your choices are aligned within your budget so that there are no hidden costs or unwanted surprises.
4. Behind the scenes
Once you finalize the options in your new home, we’ll work with your lender to ensure a timely and seamless closing. We’ll take on the heavy lifting of working with appraisers, inspectors and subcontractors so that you can focus on what matters most – envisioning the future of your new home.
5. Stay Consistent and in Contact
we’re committed to guiding you through a smooth and stress-free closing. Once your new home is under construction, it’s important to hold off on major financial purchases. Many buyers don’t realize that their pre-qualification is based on their current financial situation, and big purchases or refinancing decisions can impact credit scores. To ensure a successful closing, focus on maintaining or improving your credit and always consult with your lender before making any significant financial moves. We’re here to help you navigate the process with confidence!
6. Finalize Loose Ends
Within 30 days of closing, your lender will contact you to provide final proof of funds, completed closing paperwork, and verification of employment. Once everything is submitted, you’ll receive a “clear to close,” confirming you’re ready for the final step in your homebuying journey. A few days before closing, McQ Builders will schedule a walkthrough of your new home, where we’ll share helpful tips to keep everything in top condition. After that, we’ll coordinate with your title company to complete the transfer of funds and officially hand over the title and keys to your brand-new McQ home!
Get Started
With McQ Builders
Contact our friendly sales team and lets get you started on your path to building your Dream Home!